• How To Gift Data on Glo Line: Easiest Way

    How To Gift Data on Glo Line: Easiest Way

    Sending data on the Glo Nigeria network is simple and easy. In this guide, you’ll learn the step-by-step process of gifting data to another Glo user. This simply explains how to gift data on Glo line.

    What is Glo Data Gifting?

    Data gifting is a service provided by Glo that allows you to send data to family and loved ones. To receive the data, the recipient must also be using a Glo SIM card. This service is designed to let you transfer data bundles from your own balance to another person.

    How Does Glo Data Gifting Work?

    In simple terms, data gifting lets you purchase data for someone else using your airtime balance. You can send data through the USSD method or the Glo Cafe App. To gift data, ensure that you have enough credit on your line to cover the cost of the data plan you want to send.

    Glo data gifting stepes

    Step-by-Step Guide to Gifting Data on Glo:

    1. Grab your phone.

    2. Dial *321# and press send.

    data gifting step 1

    3. From the options, select 2 (Gift Data).

    select 2 gift data

    4. Choose the data plan you want to buy for the recipient (e.g. Monthly plan).

    Select data plan e.g monthly

    5. Select data amount e.g #1000 for 3.9GB for 30 days.

    6. Enter the recipient’s Glo number. Double-check the number to avoid sending data to the wrong person.

    Data gifting step 5: enter recipient number

    7. To confirm your request to send the data plan to the recipient. The equivalent amount will be deducted from your airtime balance, and the recipient will receive the data.

    Should You Gift or Share Data?

    Whether you choose to gift or share data, both are generous ways to help someone stay connected. However, there are important differences between the two options.

    Data Gifting involves purchasing a data plan for someone else using your airtime. The data is transferred directly to the recipient’s Glo number.

    Data Sharing allows you to add another Glo user to your data plan, enabling them to use your data directly. You can manage this by unsharing when necessary.

    Which Should You Choose?

    If you have plenty of data, sharing might be the better option. However, it’s crucial to monitor your balance (dial *323# to check your data balance) and unshare if necessary to avoid depleting your data unexpectedly.

    On the other hand, gifting data is ideal if you have sufficient airtime and prefer not to worry about managing shared data. This ensures the recipient gets their own data without affecting your usage.

    Take on:

    • Choose gifting when you have enough airtime to cover the cost.
    • Choose sharing when you have surplus data to share without impacting your balance.
    Frequently Asked Questions About Glo Data Gifting

    1. What is the code for gifting data on Glo?

    • The code to gift Glo data is *312#. Simply dial the code and follow the steps provided in the menu to complete the process.

    2. Can I gift data to more than one person on the Glo network?

    • Yes, you can gift data to multiple people on the Glo network. However, you cannot send data to multiple Glo lines simultaneously. To gift data to more than one person, complete the process for the first recipient, then repeat it for the next. There is no limit to the number of people you can gift data to, as long as you have sufficient airtime.

    3. How to Check Gift Data on Glo?

    • Dial *323# to check your Glo gift data balance
  • How To Borrow Money From Opay : Quick 3 Steps

    How To Borrow Money From Opay : Quick 3 Steps

    A Step-by-Step Guide on How to Borrow Money from the OPay App and Have the Money Credited into Your Bank Account Immediately.

    In today’s Nigerian economy, a significant portion of the population turns to borrowing apps like OPay to secure a quick loan. The inflation rate is really draining people’s pockets, especially those on a fixed salary with no extra source of income. Imagine going to the market to buy something today at a rate of N50, and in the span of 48 hours, the price of that same item has doubled to N100, while your salary or income remains the same. Surprisingly, some people exhaust their entire monthly income within one or two weeks, and month-end is still far off. This is where the thought of borrowing begins, as you need to sustain yourself until the next salary is paid. With no money in your pocket or bank account, an OPay loan could be your next lifeline. Borrowing from OPay is easy and straightforward. There’s no waiting time. As soon as you initiate and complete the process correctly, the money lands almost immediately. This step-by-step guide will show you the 1, 2, 3 steps to get a quick loan from OPay today.

    How To Borrow Money From Opay In Nigeria

    What is OPay?

    OPay is a mobile financial app providing services such as savings, money transfers, airtime top-ups, data, and other utility bill payments. OPay has third-party apps such as Okash and EasyMoni, which allow OPay users to access quick loans directly from their phones.

    How to Borrow Money from OPay: A Step-by-Step Guide

    Let’s get started!

    What Are the Requirements?
    • Must be a citizen of Nigeria
    • Be 18 years or older
    • Have a valid means of identification such as NIN (National Identification Number) and a BVN (Bank Verification Number)

    Note: Your BVN is secure with OPay. The app uses secure features to encrypt your details, so it won’t be exposed.

    Step 1: Download the OPay App

    The app is available on Google Play Store for Android users and the App Store for iPhone users.

    Step 2: After Installation

    Create an account using your active phone number. Enter your personal details accurately. Follow the on-screen instructions to verify your facial identity. You will also be prompted to create a transaction PIN, which you will need every time you transact with OPay.

    Step 3: Apply for an OPay Loan

    After verifying your account, navigate to the app interface and look for the “Loan” section, then click on it. You will see the loan amount you are eligible for. Fill in the required details, including the names and contact information of two persons.

    Note: The people you list won’t be contacted unless you fail to repay your loan.

    Enter the loan amount and repayment time frame. Review the details to ensure everything is correct and agrre to the terms. Then click “Apply.” Your loan application will be reviewed. Generally, loans are approved immediately, and the money will be credited to your OPay account.

    Who Can Apply for an OPay Loan?

    Once you are active and transacting on the app, you are qualified to apply for a loan. The eligible loan amount you can access is determined by OPay’s system, based on your activities and transaction history.

    What is the Interest Rate for OPay Loans?

    The OPay loan interest rate ranges from 3% to 15%. A 3% interest rate applies to short-term loans, while 15% is charged for long-term loans.

    Reasonable Borrowing Advice

    • Do not borrow what you cannot repay. Even if you are eligible for a loan of N100,0000 (or more), only borrow what you can comfortably repay.
    • Choose a repayment plan that is suitable for your income and won’t strain your finances. It is advisable to spread the loan repayment over at least six months. However, the longer the repayment period, the higher the interest rate.
    • Even if you have the money, do not wait until the repayment date to pay. Paying earlier increases your chances of being approved for new loans in the future.
    What is the OPay USSD code for mobile banking?

    Dial *955# and follow the prompts for whatever service you want to carry out. It allows for transfers, recharging of airtime, buying data, paying subscriptions, applying for loans, and more.

    Conclusion

    OPay loans are among the fastest to obtain, and they offer interest rates that are not burdensome. Once you register and verify your account with your BVN, a few transactions will qualify you for a loan. From creating your OPay account to applying for a loan, this article has explained the process in detail. As such, it serves as a clear guide for anyone who needs to borrow money urgently.

  • How To Transfer Money From Stanbic Bank

    Stanbic IBTC Bank Nigeria is a financial institution committed to providing exceptional customer support. The bank operates with high standards and prioritizes customer satisfaction. One innovative feature introduced by Stanbic IBTC is the USSD code *909# for virtual money transfers, enabling customers to send money anytime and anywhere conveniently. If you are a Stanbic IBTC customer but are unfamiliar with this feature or don’t know how to transfer money from Stanbic Bank to another bank or even within the bank, this guide will walk you through the process.

    How to Transfer Money Using Stanbic Bank’s USSD Code

    Personal Experience with the Stanbic USSD Code
    There was a time I made an installment payment at a vendor where I purchased a gadget. A Stanbic account was opened for me, and I assumed it was the designated account for my installments. However, I later discovered it was a personal account and not suitable for payments.

    Since I had already credited the account, I needed to withdraw the money to pay the correct service provider. At the Stanbic branch, I was informed that the account needed to be upgraded to allow over-the-counter withdrawals or ATM access. However, as the matter was urgent, I was advised to transfer the funds using the USSD code after setting up my transfer PIN.

    Following the instructions, I successfully transferred the funds to another bank. The process was seamless, and the support I received was excellent. Now, I want to help you learn how to transfer funds using Stanbic’s USSD code.

    How To Transfer Money From Stanbic Bank To Another Bank

    Requirements for Using the Stanbic IBTC USSD Code

    To use the USSD code, you need:

    • An active savings or current account with Stanbic IBTC Bank. In addition, a registered phone number linked to your Stanbic account.

    How To Transfer Money Within Stanbic Bank:

    1. Dial *909#.
    2. Select 1 to continue.
    3. From the fund transfer menu, select Transfer to Stanbic Bank.
    4. Choose the account you want to transfer from.
    5. Enter the amount you wish to transfer.
    6. Enter the Stanbic Bank account number of the recipient.
    7. Enter your transfer PIN.

    Alternatively: Dial *909*11*Amount*Stanbic Bank Account Number#, e.g., to send N1000, dial *909*11*0060084640#. Follow the on-screen prompts to complete the transfer.

    How To Transfer Money To Other Banks Using Stanbic USSD Code:

    1. Dial *909#.
    2. Select 1 to continue.
    3. Select 4 for transfers.
    4. Choose Transfer to Other Banks.
    5. Select the account you want to transfer from.
    6. Enter the amount to send.
    7. Input the recipient’s account number.
    8. Select the recipient’s bank.
    9. Review and confirm the recipient’s details.
    10. Enter your Stanbic transfer PIN and press send.
    11. You will receive a confirmation message that the transfer was successful.

    Alternatively: Dial *909*22*Amount*Other Bank Account Number#, e.g., to send N2000, dial* 909*22*8096733867#. Follow the on-screen prompts to complete the transfer.

    How To Create Transfer Pin on Stanbic Bank:

    To set up your Stanbic PIN to start using the *909# USSD code, you need either the last six digits of your BVN or your debit card details. Follow these steps:

    1. Dial *909*11*1#.
    2. Select 1 to create a PIN using your debit card or 2 to use your BVN.
      • If using a debit card, enter the last six digits of your card number.
    3. Enter a new PIN and confirm it.
    4. You will receive a confirmation message that your PIN has been created.

    Note: If you don’t have a debit card or it has expired, use the BVN option to create your PIN.

    How to reset your PIN:

    If you forget your PIN or wish to change it for security reasons, follow these steps:

    1. Dial *909*11*1#.
    2. Select 3 to reset your PIN.
    3. Enter the last six digits of your debit card or use the BVN option.
    4. Create a new PIN and confirm it.
    How to check your Stanbic bank account balance

    To check your account balance quickly using the *909# USSD code:

    1. Dial *909#.
    2. Follow the prompts to request your account balance.

    You will receive an instant message with your current Stanbic IBTC account balance.

    Most Frequently Asked Questions

    1. Is there a service charge for using 909#?

    • Yes, a fee of N6.68 applies for each USSD transaction.

    2. What should I do if my phone is stolen, SIM is lost, or damaged?

    • Dial *909*1*911# to block your account immediately.

    3. What can cause errors when using the 909# USSD code?

    • Insufficient account balance.
    • Poor network from your service provider.

    Conclusion

    This guide is designed to help you use the Stanbic *909# USSD code for transferring money. Additionally, we’ve covered how to create and reset your transaction PIN, as well as how to check your account balance. Hopefully, using *909# will now be a straightforward process for you.

  • How To Buy Data From Gtbank? USSD & GTWorld Ways

    How To Buy Data From Gtbank? USSD & GTWorld Ways

    Hopefully, by the end of this article, you will have learned how to buy data from GTBank within 10 seconds.

    If you want to buy data directly from your GTBank account, it’s not an issue. You can easily top up data through your GTBank account. The process is quick, simple, and efficient. You don’t need to worry about the network provider you’re using. GTBank’s system will automatically detect the mobile network once you input your phone number and will display the available data plans from the respective telecommunications company. This allows you to choose based on your budget and preferred plan.

    So, if you are banking with GTBank, there’s no need to run out of data. The 737 code is one of the convenient methods for subscribing to data. In this guide, you’ll learn how to use the USSD code method and the GTWorld app to buy data, including how to subscribe for yourself or for a third party.

    Two easy ways to buy data from GTbank

    Who Can Buy Data From Gtbank?

    As part of its efforts to make things easier for customers, GTBank provides a service that allows account holders to buy data easily using either the 737 code or the GTWorld app. However, this service is only available to individuals with an active GTBank account. Additionally, the customer must have a registered phone number linked to their GTBank account. This phone number serves as the medium for purchasing data bundles. In other words, each time you want to buy data for yourself or someone else, the transaction must be initiated using the SIM linked to your account.

    Please note that third-party data subscriptions may require your four-digit 737 PIN. If you haven’t set up your PIN yet, this article will guide you through the process of creating one quickly. Now, let’s get started on how to buy data from your GTBank account balance.

    How To Buy Data From Gtb?

    This section explains the USSD data code and the GTWorld app method for buying data.

    How to Use *737*4# USSD to Buy Data from GTbank

    The USSD method doesn’t require an internet connection, so if you run out of data, you can still subscribe to a plan using the 737 solution.

    To buy data for yourself using GTB’s USSD code, follow these steps:

    1. Dial *737*4#.
    2. Select 1 (Self).
    3. From the list of available data plans, select the one you want and press Send.
    4. Your phone number will be credited with the corresponding data amount instantly.

    How to Buy Data for a Third Party Using the 737 GTB Code

    To buy data for someone using the 737 GTB code, follow these steps:

    1. Dial *737*4#.
    2. Select 2 (Third Party).
    3. Enter the recipient’s phone number and press Send.
    4. Choose the data plan you want to subscribe to for the recipient from the list.
    5. Enter your 737 four-digit PIN to complete the request.
    6. You will instantly receive a message confirming the subscription for the recipient.

    Note: To check your top-up data balance, dial *323#

    How to Use the GTWorld App to Buy Data

    The GTWorld app requires an internet connection to log in. Therefore, you should regularly check your data balance. Once your data is finished, you won’t be able to use this method. However, the app is more interactive, allowing you to view various services, including your account balance.

    Here’s how to buy data from your account using the GTWorld app:

    Download and install the GTBank app. Android users can get it from the Google Play Store, while iPhone users should visit the Apple App Store. Once installation is complete, log in using your online banking user ID and password (for existing users). New users will need to register with their ATM card details..

    1. In the GTWorld app, click on the menu.
    2. Select Airtime and Data.
    3. Choose Data Bundles.
    4. Select the network provider and the account to debit.
    5. Enter the phone number. Verify that the mobile details are correct.
    6. Enter your transaction PIN (ATM PIN) or the token generated by your GTB device.
    7. Click Confirm Payment to complete the request.
    8. Within 10 seconds, the data will be credited to the mobile number.
    Most Frequently Asked Questions

    1. What is the GTBank code for data top-up?

    • *737*4# is the general code to buy data from your GTB account. Once you dial the USSD code, select either “Self” or “3rd Party” to buy data.

    2. Is there a service charge for buying data from GTB?

    • Yes, there is a fee attached for using the 737 code, except when using the GTWorld app.

    3. Can I buy data with my GTB account for any network provider?

    • GTBank data top-up is available for MTN, 9Mobile, Airtel, and Glo subscribers.

    Conclusion

    The purpose of this article is to ensure you don’t run short of data, and GTBank has made it convenient to buy data directly from your account. You can opt for either the USSD banking method or the GTWorld app. Both channels allow you to top-up data, and each method is explained above. Understanding how to use both methods may be beneficial in case one fails. Also, remember to regularly check your data balance to manage it effectively and know when to subscribe to a new plan.

  • How to Buy Airtime from GTBank – 737 & GTWorld

    How to Buy Airtime from GTBank – 737 & GTWorld

    GTBank (GTB) provides a simple and efficient solution for purchasing airtime directly from your account balance. With the GTB airtime code, you can quickly recharge your mobile line without delays. This service supports all telecommunications networks in Nigeria, including MTN, Airtel, Glo, 9mobile, and even Startimes. Whether you’re at home, on the go, or in an area with limited access to recharge cards, GTB’s airtime service ensures convenience. This guide will walk you through the stepson how to buy airtime from GTBank using the ussd code and highlight some helpful tips to enhance your experience.

    Easy ways to buy airtime from your GTB account

    How to Buy Airtime from GTBank (GTB)

    This section explains how to purchase airtime for yourself and others using the GTBank *737# code. It’s a simple, fast, and reliable method for recharging your line or someone else’s. Let’s begin!

    Buying Airtime for Yourself

    If you want to top up airtime for yourself using GTBank’s *737# service, follow these steps:

    1. Dial *737# from the phone number linked to your GTBank account.
    2. Select Option 1 (Airtime – Self).
    3. Enter the Amount you wish to recharge and press send. Your account will be debited, and your line will be topped up instantly.

    Alternatively:

    You can directly recharge by dialing: *737*Amount#. For example, to top up ₦500, dial *737*500# and press send. Your line will receive the airtime immediately.

    Note: Self-top-up does not require your 737 PIN or token.

    Buying Airtime for Others

    It’s also possible to send airtime to a friend or family member using the *737# code. However, a 4-digit 737 PIN is required to complete the transaction.

    If you haven’t set up your 737 PIN, you’ll need to create it first. If you already have a PIN, follow these steps to recharge for others:

    1. Dial *737#.
    2. Select Option 2 (Airtime – Others).
    3. Enter the Recipient’s Phone Number and press send.
    4. Enter the Amount you wish to send and press send.
    5. Enter Your 737 PIN or token generated from the GTBank token device to confirm the transaction.

    Alternatively:

    You can recharge directly by dialing: *737*Amount*Recipient’s Phone Number#.
    For example, to send ₦500 to 08034767760, dial *737*500*08034767760#. After entering your PIN or token, the recipient will receive the airtime immediately.

    Why Use the GTBank *737# Top-Up Service?

    • Convenience: It’s simple and easy to use.
    • No Internet Required: The service works via your mobile network provider, so you don’t need internet access.
    • Instant Airtime: Airtime is credited to your line almost immediately—within 10 seconds.

    Requirements for Using the *737# Airtime Service

    1. The recharge must be done from the phone number linked to your GTBank account.
    2. The service supports all major telecom providers in Nigeria: MTN, Airtel, Glo, and 9mobile (Etisalat).
    3. Ensure your GTBank account has sufficient funds, as the top-up amount will be deducted directly.
    4. Daily airtime recharge is limited to ₦10,000.
    Frequently Asked Questions (FAQs)

    1. What is the code to recharge from my GTBank account?

    • Dial *737*Amount# for self-recharge.
    • Dial *737*Amount*Recipient’s Number# to recharge for others and follow the prompts.

    2. Will I be charged for using the 737 service?

    • Yes, a small fee (less than ₦10) will be deducted for each transaction.

    3. How do I check my airtime balance after recharging?

    • Dial *310# to view your balance.

    Conclusion

    Previously, some GTBank customers struggled to recharge airtime directly from their accounts. However, with this guide, the process is now simple and straightforward. Within seconds, you can recharge for yourself or others anytime and anywhere.

    Note: This guide focuses on the *737# method. The GTWorld app method will be covered in an upcoming update.

  • How To Check Airtime Balance On Glo: Seven Easy Ways

    How To Check Airtime Balance On Glo: Seven Easy Ways

    Yes! Do you know how to check airtime balance on Glo network? I’m sure you don’t, and that’s why you’re here to find out. So read on to discover the answer to your query.

    Don’t wait to hear that robotic voice during an important call, reminding you to recharge your line. At that moment, you’ll lose the conversation, as the call will end abruptly. This situation is common and can be embarrassing. I’ve been a victim of it, and I’m sure many others have too. The main reason is that we often don’t check our airtime balance until we run out of credit.

    This is not a good habit, as emergencies can arise when you need to make an urgent call. If you dial the number only to have the call fail due to insufficient airtime, you might find yourself scrambling to recharge. Worse, you might discover there’s nowhere to buy a recharge card or that the bank top-up service is temporarily unavailable. This can leave you feeling confused and helpless. Don’t let this happen to you again.

    My own experience taught me the importance of regularly checking my Glo credit balance. Since then, I’ve made it a habit, and this realization inspired me to create this guide. In this article, I’ll show you the simplest and most convenient ways to check your airtime balance on Glo. With an easy-to-remember short code, you can always stay on top of your balance and know when to recharge.

    Follow me as I reveal these tips in just a moment!

    How to Check Your Glo Airtime Balance

    Below is a quick guide to help you navigate the content on this page and save your precious time for other things:

    7 easy ways to check Glo airtime balance

    1. USSD Code Magic To Check Glo Airtime Balance

    This method is simple and involves just two steps. Dial the Glo airtime balance check code, *310#, on your phone. Your balance will instantly appear on your screen, and you’ll also receive a message with your current balance in your inbox. This makes the Glo USSD code a super-fast and convenient way to retrieve your balance whenever you need it.

    2. Sending SMS to Glo

    Glo offers an easy way to check your airtime balance via SMS. Simply open your phone’s messaging app, type “BAL”, and send it to the short-code 124. Once your message is sent, Glo will process your request and send your airtime balance to you via SMS.

    3. Use the Glo Café App to Check Airtime Balance

    If checking your airtime balance via short code or SMS is unsuccessful due to poor network coverage, you can use the internet instead. Download, install, and activate the Glo Café app (Android users can get it from the Google Play Store, while iPhone users can download it from the Apple App Store). Log in using your Glo phone number. If it’s your first time, you’ll need to register to access the app. Once logged in, click on the Airtime menu to view your Glo talk balance.

    4. Visit the Glo Website to Retrieve Call Credit Balance

    To check your Glo talk balance via the website:

    1. Visit the official Glo website.
    2. Log in with your Glo line details. If you’re not registered, click “Sign Up” to create your login credentials.
    3. Once logged in, navigate to the My Account settings.
    4. Tap on Airtime Balance to see your remaining call credit.

    5. The Customer Care Help

    There are two options available:

    1. Self-Care Help
      Dial 121 and follow the command prompts. Select the option for checking your airtime balance by pressing the corresponding number. Wait for the system to provide your current balance.
    2. Customer Care Assistance
      If you need additional details, dial 121 and choose the option to speak with a customer care representative. Your call might be placed on hold for a few minutes before a Glo representative responds. Once connected, the agent will inform you of your remaining airtime balance.

    6. Visit a Glo Retail Store or Center

    You can also visit any Glo store near you. Provide your details and request to check your airtime balance. In a few minutes, you’ll receive feedback about your account.

    7. Ask Glo Users Around You

    If you’re not shy, you can ask people around you how to check your Glo airtime balance. Many people, including me, have found this method useful. However, you might need to ask more than one person before getting the correct response. Don’t give up—knowing your Glo call time balance is important!

    FAQS

    1. How often can I check my Glo airtime balance?

    • You can check as many times as you like since there are no restrictions.

    2. Which is the easiest and quickest method to check my Glo airtime balance?

    • All the methods mentioned are efficient, but I prefer the USSD code (*310#) as it is the simplest and fastest.

    3, Is there any charge or tariff whenever I check my airtime balance?

    • Checking your Glo talk time balance is completely free. Whether you dial *310#, use SMS, the Glo Cafe app, or phone customer service, you won’t incur any charges.

    4. Can I check my airtime balance when I’m outside the country?

    • Yes, you can check your balance, but you need to have international roaming activated on your SIM to use USSD codes or send SMS.

    5. What should I do if I encounter a problem when checking my balance?

    Contact Glo customer care at 121 if you encounter issues when checking your airtime balance. You can also use the customer service available in the Glo Cafe app or visit their website.

    Conclusion

    Staying up to date with your Glo airtime balance is easy, and you can achieve this by exploring the different methods we discussed, such as using the USSD code, text method, the Glo app, visiting the Glo website, or calling customer service. Remember, knowing your airtime balance will not only prevent unexpected call drops while speaking with someone but also help you manage your airtime expenses on a monthly basis.

  • How to Check Your MTN Number: The Fast and Easy Techniques

    How to Check Your MTN Number: The Fast and Easy Techniques

    If you have more than one MTN SIM card, it’s easy to forget the number associated with each SIM. This can be an issue when you need to recharge, subscribe to data, or use the number for tasks like online registration. Suddenly, you realize you don’t know the number, and you start searching for how to check your MTN SIM number. This has happened to me on several occasions. For example, there was a time I wanted to recharge my SIM via USSD code, and another time when I needed to install WhatsApp, but I realized I didn’t even know the phone number. When I finally found a solution, I was relieved, and I thought that by sharing this information on how to check your mtn number, I could help others facing similar challenges. In this article, I will provide a step-by-step guide on how to quickly retrieve your SIM number from the MTN database in Nigeria. If I was able to do it in less than a minute, I believe you will be able to do it too. Let’s dive in!

    How To Check My Mtn Number?

    You can make use of this quick reference to navigate any part of this content:

    This will show you the quickest way to check your mtn number using the ussd code

    Method 1: Check MTN Number via ussd Code

    This is the method I used to retrieve my MTN number when I couldn’t remember it. I consider it one of the easiest and most straightforward ways for anyone to get their number from the MTN network. It’s free, with no service charges attached, and doesn’t require technical knowledge. It doesn’t matter, whether you have a basic phone or an Android device, this method works on any type of phone.

    Here’s how I was able to get my number using the USSD code:

    1. Pick up your phone.
    2. Go to your mobile dialer.
    3. Dial *123# and press send.
    4. Wait for the prompt.
    5. Select 1 (ACCOUNT INFO).
    6. Under MY TOOLS, select 1 (My Number).

    Your number will be displayed on your screen, and you will also receive a message from MTN containing your number.

    Alternatively, you can retrieve your number by sending a text message to 123:

    1. Open your messaging app.
    2. Type “NUMBER.”
    3. Send it to 123.

    Shortly, MTN will send you a message containing your number.

    While the USSD code gives you two ways to get your number – dialing *123# or sending a message with “NUMBER” to 123. My preferred method is dialing *123#.

    Method 2: Use The MyMTN app To Check Number on mtn

    The MTN app method not only allows you to check your number but also helps you manage other account services, such as checking airtime or data balance. To get your SIM number via the app, follow these time-saving steps:

    1. If you are using Android, download and install the MTN app from the Google Play Store. iPhone users can visit the Apple Store.
    2. Open the app.
    3. Allow the login interface to open.
    4. Enter your login details (if it’s your first time, you need to sign up to get your login details).
    5. Once inside the app, go to the account section.
    6. Click on “My Number,” and your number will be revealed.

    This method is convenient, as you can also check other account information. However, note that only those with some ICT knowledge may find this method easy to understand.

    Method 3: Calling a Family Member or Friend

    If you have airtime on the SIM, you can call a family member or friend to share your number with you. Even if the number isn’t saved in their contacts, when you call, your number will display on their device, and they can send it to you via call, text message, or WhatsApp.

    Method 4: Call Your Other Line

    If you have more than one phone and SIM, you can get your number in less than 60 seconds. Follow these easy steps:

    1. Phone A: Insert the MTN SIM card for which you want to know the number.
    2. Phone B: Insert the other SIM (it can be from any network) into the second phone. (Note: you must know this number to enable you to call and retrieve your other line number. For example, call 08037688540.)
    3. Call 08037688540 from Phone A, and your MTN number will display on Phone B. Copy and save the number.

    Method 5: Call MTN Customer Care

    The last method is to call MTN customer care for assistance in retrieving your number. Here are the steps to follow:

    1. Dial 180 from the MTN SIM card you want to retrieve the number for.
    2. Follow the automated instructions to connect with a customer representative.
    3. Once connected, explain your request. The representative may ask you security questions to confirm your identity before providing your MTN number.

    Most Frequently Asked Questions

    1. Will I pay any fees for retrieving my MTN number?

    • No, there are no charges for any of the methods unless you are calling a friend.

    2. What is the shortcode to check my MTN number?

    • The shortcode for checking your MTN number is *123#, which follows a quick procedure to retrieve your number.

    3. Can I check my MTN number from third-party apps or websites?

    • No, beware of any apps or websites claiming to provide your number through their platform.

    4. What app can I use to retrieve my MTN number?

    • Download and install the MyMTN app from authorized sources like the Google Play Store or Apple Store to avoid security issues. Regularly update your account information and check for any unauthorized activities.

    5. Can I use the USSD code when I’m outside Nigeria?

    • Yes, but your phone needs to have international roaming enabled. The app method is often more seamless for retrieving your MTN Nigeria number from abroad; all you need is to log in and access your account.
    Conclusion

    Retrieving your MTN number is not as difficult as some might think. The various methods discussed. Such as using the USSD code, MyMTN app, calling a friend, or contacting customer service, make it easy for you to quickly get your number without stress. Once you retrieve your number, make sure to save it with a name that you can easily recall.

  • How To Transfer Money In First Bank: Do It Yourself

    Transferring money with First Bank Nigeria is straightforward, ensuring secure and convenient transactions for all users. But what’s important? Let’s find out how to transfer money with First Bank.

    The Nigerian banking system is highly competitive, with every bank striving to provide flexible services that enable customers to transact without physically visiting the bank. For First Bank users, the bank offers quick and reliable methods to transfer money online between accounts or to other banks. This guide will teach you the two quickest methods to first bank transfer money, plus a bonus method.

    Method 1: How To Transfer Money From First Bank With Code

    Overview

    Method 1: How To Transfer Money From First Bank With Code

    The First Bank USSD transfer method can be used on any mobile network and is compatible with any handset. Additionally, using the First Bank money transfer code does not require data or airtime. The only requirement is that your phone number must be linked to your First Bank account. If it isn’t, visit any nearby First Bank branch to activate your phone number with your account. You also need to set up your 5-digit transfer PIN.

    Once these requirements are met, follow these simple steps to send money to your loved ones (parents, siblings, friends, or business partners) via the First Bank USSD transfer code:

    1. Open your phone dialer.
    2. Dial *894# and press OK/Send.
    3. Select option 1 (Transfer).
    4. Enter the amount you wish to transfer on the pop-up screen and press SEND.
    5. Input the recipient’s account number (e.g., 0126578***) and press OK.
    6. From the pop-up menu, select the recipient’s bank name from the list.
    7. Enter your 5-digit First Bank transfer PIN, then press SEND.
    8. A confirmation message will appear on your screen, indicating whether the transfer was successful or not.

    Method 2: How to Transfer Money Using the First Mobile App

    For those who prefer to use the First Mobile app to initiate a money transfer, this is a reliable and easy-to-use method. However, it requires mobile data to access the app, making the USSD code method more suitable when data is unavailable. To send money via the First Bank mobile app, follow these steps:

    1. Download and install the First Mobile app on your device.
      1. For Android users, visit the Google Play Store.
      1. For iPhone users, download the app from the Apple App Store.
    2. Open the app after installation.
    3. Register and log in using your First Bank account details and PIN.
      1. If you’re a first-time user, select Register or Sign Up and follow the steps to set up your account.
      1. You will typically need your ATM card number and the 4-digit card PIN to create a login password.

    Once logged in, locate and click on Transfer in the app interface.

    Select Transfer Options:

    • Transfer within First Bank: Select this option if you are sending money to another First Bank account. You can choose either Transfer to Own Account or Transfer to Another First Bank Account.
    • Transfer to Other Banks: Select Transfer to Other Banks if you want to send money to a different bank, such as GTB, UBA, etc.

    Example: Transferring to Other Banks

    1. Select Transfer to Other Banks.
    2. Choose the account you want to debit.
    3. Select the destination bank where you want to send the money.
    4. Enter the recipient’s bank account number. The app will retrieve and display the account name for confirmation.
    5. Verify that the account name is correct, then enter the amount to transfer.
    6. Optionally, add a narration or description for the transfer.
    7. Enter your 5-digit transfer PIN and click Continue.
    8. A success or failure message will appear, confirming the transfer’s status. If successful, you can download the receipt or share it via WhatsApp.

    Bonus Method

    If the methods above are challenging or you are unable to transfer money remotely, you can opt for this alternative:

    1. Transfer Money via ATM

    1. Visit any nearby ATM outlet and follow these steps:
    2. Insert your ATM card into the machine.
    3. Enter your card PIN.
    4. Select Transfer from the options on the screen.
    5. Choose the recipient’s bank name from the list.
    6. Enter the recipient’s bank account number.
    7. Enter the amount you want to send.
    8. Click Confirm to review the transfer details.
    9. If the details are correct, click OK to complete the transfer.

    2. First Bank Customer Service

    Alternatively, you can visit any First Bank branch near you, proceed to the cashier section, and explain your concern about transferring money to one of the attendants. They will guide you through the steps to complete the transfer. You will be provided with a slip to fill in the details of the account you want to debit, as well as the recipient’s details.

    After completing the money transfer process, it is advisable to visit the customer care section to request activation of internet banking if you haven’t already started using it or to resolve any issues preventing you from transferring money via your phone.

    Remark:

    The First Bank USSD and mobile app methods are cardless ways of transferring money. In other words, you don’t need to carry your ATM card, reducing the risk of it being misplaced or stolen. Many people seek the most convenient and straightforward way to transfer funds, and they might prefer to stick to one option.

    However, it is crucial to understand how to use the different methods of sending money within your banking institution. If one method fails, you can easily switch to the other. Therefore, don’t rely solely on the First Bank USSD code; make sure you also learn how to use the mobile app to send money.

  • How to Create GTB Transfer Pin In Nigeria

    How to Create GTB Transfer Pin In Nigeria

    For those who are new to GTBank’s 737 USSD transaction shortcode, here’s an opportunity to understand the process. To use this service, you need to create a 4-digit PIN. This PIN is required each time you use the 737 code for any transaction, whether it’s buying airtime, subscribing to data, transferring money, or paying utility bills. GTBank will always request this PIN to complete your transaction. Therefore, it’s essential to know how to create this secure GTB transfer PIN without having to visit a GTBank branch. The good news is that if you forget your PIN, you can quickly reset it. In this guide, you will also learn how to reset your PIN.

    Generating gtbank transfer pin

    GTBank 737 USSD Banking

    To emphasize the importance of creating your GTBank PIN, here are some common USSD mobile banking services where you’ll need the PIN:

    • Buying airtime
    • Data subscriptions
    • Transferring money/sending funds
    • Renewing cable TV subscriptions (e.g., DStv, GOtv)
    • Paying other bills

    Why is the PIN Important?

    You may be wondering what else the PIN does for you. Well, one of the key benefits is that it protects your account from unauthorized transactions. Imagine not knowing when someone else might handle your phone. If the person isn’t trustworthy, they could attempt to recharge, top up data, or even steal your money. However, with the PIN in place, once they reach that stage, GTBank’s system will request the PIN. If they can’t provide it, the transaction will not be allowed. This is one significant security feature.

    Another important piece of advice: once you create your PIN, ensure that you do not disclose it to anyone, not even your spouse. If your PIN is exposed, your account becomes vulnerable to unauthorized transactions.

    How to Create a GTB Transfer Pin:

    You can create the pin from any mobile device. To do so, follow these steps:

    1. Dial 737*5#
    2. Select 1 to create a pin.
    3. Enter the last 6 digits of your ATM card and press send.
    4. Enter your new 4-digit pin, then press send to create it. You will be asked to confirm the pin by entering it again.
    5. Once you finish the process, you will receive a message confirming that you have successfully created your transaction 737 pin.

    How to Reset Your 737 Pin:

    If you forget your 737 pin, you can reset it, but you will still need your ATM card number. Follow these steps:

    1. Dial *737*5#.
    2. Select option 2 – Change PIN.
    3. You will be asked to enter your existing PIN. Enter any 4 digits to proceed.
    4. When prompted, enter the last 6 digits of your debit card.
    5. Enter your new PIN, confirm it, and then press send. You will receive an instant message confirming that your GTB transfer PIN has been reset.

    Important Note! Often, people ask how to create a GTB transfer PIN without an ATM card. The answer is simple: you cannot create a 737 PIN without using your debit card, as the process requires the last 6 digits of the card to generate your PIN. This is because the synchronization of the card with your bank account is necessary for the PIN to be generated.

    Conclusion

    The purpose of creating the GTB transfer PIN is to enable you to successfully complete transactions that involve the use of the 737 USSD code. Anytime you use the USSD code, you will be prompted to enter the 4-digit PIN to complete your request. This is why this article was put together — to help you set your PIN and, hopefully, ensure that you can now create your PIN.

  • How to Use GTB USSD Code for Transfer: A Step-by-Step Guide

    How to Use GTB USSD Code for Transfer: A Step-by-Step Guide

    If you are banking with Guaranty Trust Bank, one of the easiest ways to send money is by using the GTB USSD code for your transfer. This method is seamless and fast, compatible with any mobile device, and does not require an internet connection. However, there are certain requirements to enable the gateway for a successful transfer. This guide will walk you through the basic steps, just like someone holding your hand to cross a busy road.

    How to Use GTB USSD Code for Transfer: A Step-by-Step Guide

    What is GTB USSD Transfer?

    GTB USSD transfer is a special code that enables customers to send money via a USSD shortcode. You can use it to send money to a GTB account or to another bank. There is a specific format for combining the shortcode with the amount you wish to transfer and the recipient’s account number.

    What are the Requirements?

    To use the GTB USSD transfer code, your phone number must be linked to your GTB account. Additionally, you can only initiate transfers from that linked phone number. You also need to set up your 737 transfer PIN or, if you have one, use your GTB token device to generate a token for your transaction.

    How to Transfer Money from GTB?

    In this section, you will learn how to transfer funds to a GTB account or to other banks using the USSD code.

    How to Transfer Between GTBank Accounts

    If you want to transfer money to another GTB account, follow these steps:

    1. Dial *737#.
    2. Select option 4 (Transfer – GTB).
    3. Enter the account number and press send.
    4. Enter the amount and press send.
    5. Select the bank name and press send.
    6. From the prompts, verify that the account information displayed corresponds with the destination account or person’s name. If it’s correct, enter your 737 PIN or token number, and press send.
    7. A message will display confirming that your transfer was successful if no errors occur.

    Alternatively, use the direct method:

    • Open your phone dialer, then type *737*1*Amount*Account Number# (e.g., *737*1*2000*0124542400#). Press send and follow the screen prompts to complete the process.

      How to Transfer to Other Banks

      To transfer money to an account at another bank, follow these steps:

      1. Dial *737#.
      2. Select option 5 (Transfer – Other Banks).
      3. Enter the account number and press send.
      4. Enter the amount and press send.
      5. Select the bank name and press send.
      6. From the prompts, verify that the account information displayed corresponds with the destination account or person’s name. If correct, enter your 737 PIN or token number and press send.
      7. A message will display confirming that your transfer was successful if no errors occur.

      Alternatively, you can use this direct method:

      • Dial *737*2*Amount*Account Number# and press send (e.g.,*737*2*2000*1234567890#). Follow the prompts to complete the process.

        What Could Result To Errors When Using Gtb Ussd Transfer?

        Poor network coverage from your mobile provider could result in errors. Some people often experience issues during the transfer process. An error message may appear, indicating that the service is unavailable and advising you to try again later. This is a common network error. If the transfer is urgent, you may need to look for an alternative method, such as using the GTWorld app. You could also visit a nearby ATM or use a POS service, but remember that the vendor may charge you a fee for the transaction.

        Benefits of GTB USSD Transfers

        • It is a convenient way to send money.
        • The transfer service is available 24/7.
        • No delays; the money reaches the destination account in no more than 10 seconds.
        Most Frequently Asked Questions

        1. Is there any charge for using the GTB USSD transfer service?

        • Yes, there is a fee of about ₦6.68, in addition to any other charges as directed by CBN. For instance, transfers of ₦10,000 and above attract an additional ₦50 fee.

        2. What is the daily transfer limit?

        • The daily transfer limit for GTB USSD transfers is ₦1,000,000 (one million Naira).

        3. What is required during the transfer process?

        • You may be asked for your 737 four-digit PIN. Sometimes, the last 4 or 6 digits of your ATM card may be required to complete a transaction, especially if you have made several transactions that day or if the amount you want to send is large. For transactions above ₦100,000, this second confirmation is required.

        Conclusion

        GTB USSD transfer is an easy and convenient method to send money. It is fast—within 10 seconds, a transfer is initiated and reaches the destination account if there are no network issues. Most importantly, GTB USSD fund transfer allows customers to send money within GTB or to other banks. Note: Always double-check the account you want to send money to, as a wrong transfer could result in a loss of funds. Also, do not expose your transfer PIN or ATM number, as your account can be defrauded if these details are exposed.

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