For those who are new to GTBank’s 737 USSD transaction shortcode, here’s an opportunity to understand the process. To use this service, you need to create a 4-digit PIN. This PIN is required each time you use the 737 code for any transaction, whether it’s buying airtime, subscribing to data, transferring money, or paying utility bills. GTBank will always request this PIN to complete your transaction. Therefore, it’s essential to know how to create this secure GTB transfer PIN without having to visit a GTBank branch. The good news is that if you forget your PIN, you can quickly reset it. In this guide, you will also learn how to reset your PIN.

GTBank 737 USSD Banking
To emphasize the importance of creating your GTBank PIN, here are some common USSD mobile banking services where you’ll need the PIN:
- Buying airtime
- Data subscriptions
- Transferring money/sending funds
- Renewing cable TV subscriptions (e.g., DStv, GOtv)
- Paying other bills
Why is the PIN Important?
You may be wondering what else the PIN does for you. Well, one of the key benefits is that it protects your account from unauthorized transactions. Imagine not knowing when someone else might handle your phone. If the person isn’t trustworthy, they could attempt to recharge, top up data, or even steal your money. However, with the PIN in place, once they reach that stage, GTBank’s system will request the PIN. If they can’t provide it, the transaction will not be allowed. This is one significant security feature.
Another important piece of advice: once you create your PIN, ensure that you do not disclose it to anyone, not even your spouse. If your PIN is exposed, your account becomes vulnerable to unauthorized transactions.
How to Create a GTB Transfer Pin:
You can create the pin from any mobile device. To do so, follow these steps:
- Dial 737*5#
- Select 1 to create a pin.
- Enter the last 6 digits of your ATM card and press send.
- Enter your new 4-digit pin, then press send to create it. You will be asked to confirm the pin by entering it again.
- Once you finish the process, you will receive a message confirming that you have successfully created your transaction 737 pin.
How to Reset Your 737 Pin:
If you forget your 737 pin, you can reset it, but you will still need your ATM card number. Follow these steps:
- Dial *737*5#.
- Select option 2 – Change PIN.
- You will be asked to enter your existing PIN. Enter any 4 digits to proceed.
- When prompted, enter the last 6 digits of your debit card.
- Enter your new PIN, confirm it, and then press send. You will receive an instant message confirming that your GTB transfer PIN has been reset.
Important Note! Often, people ask how to create a GTB transfer PIN without an ATM card. The answer is simple: you cannot create a 737 PIN without using your debit card, as the process requires the last 6 digits of the card to generate your PIN. This is because the synchronization of the card with your bank account is necessary for the PIN to be generated.
Conclusion
The purpose of creating the GTB transfer PIN is to enable you to successfully complete transactions that involve the use of the 737 USSD code. Anytime you use the USSD code, you will be prompted to enter the 4-digit PIN to complete your request. This is why this article was put together — to help you set your PIN and, hopefully, ensure that you can now create your PIN.
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